2024 Best E05 Exam Preparation Material with New Dumps Questions [Q15-Q33]

NO.15 Within what time period, from the date when the damage first began, does the owner of an office block have a right to sue the builder for negligent construction work?

NO.16 Two liability policies with different insurers cover the same loss of £15,000,000. The limit of liability is
£10,000,000 under policy X and £20,000,000 under policy Y. Neither policy has a non-contribution clause.
What amount will policy Y contribute towards the claim payment?

NO.17 Tim is a local insurance broker. He has authority to receive premiums for a personal lines insurer and earns commission from the insurer for sales. Paul, an elderly customer, asked Tim for advice regarding his personal insurance requirements and to assist with completing the proposal form for household insurance. In these circumstances, who, if anyone, is Tim’s principal?

NO.18 For this question more than 1 option is correct. You must select all the correct options to gain the mark.
The Insurance: Conduct of Business sourcebook (ICOBS) rules in respect of claims handling specify that an insurer must

NO.19 A warranty in Emily’s personal travel insurance policy states that cash must be kept in a locked safe. Whilst on holiday, a storm destroys her hotel and its contents. When Emily completes a claim form for loss of money, she admits that her cash was NOT locked in the safe. What will be the insurer’s likely response to her claim for the lost money?

NO.20 When, if at all, does the duty of fair presentation of a risk apply after a non-consumer insurance contract has been formed?

NO.21 When a defendant deliberately destroys possessions belonging to someone else, he has committed the tort(s) of

NO.22 In respect of a life assurance policy, the duty to take reasonable care NOT to make a misrepresentation ends when the proposer

NO.23 A claimant may possibly recover money transferred under an illegal contract when

NO.24 The test of the materiality of facts in an insurance contract is defined according to the opinion of a

NO.25 What is the maximum contingency fee percentage under a damages-based agreement that can be charged by a solicitor for personal injury cases and employment tribunal cases respectively?

NO.26 A breach of warranty under the general law of contract legally entitles an injured party to

NO.27 Which divisional court of the High Court includes a Commercial Court?

NO.28 The branch of law particularly relevant when handling negligence claims is

NO.29 A property policy contains a condition regarding prompt loss notification. If the insured fails to comply with this condition, in practice, the insurer is likely to

NO.30 For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?

NO.31 Who is entitled to the surplus if a subrogation recovery from a negligent third party is greater than the amount the insurer has paid to the insured?

NO.32 Adam was bitten by a stray dog in Africa. He washed his wound in a pond and a week later he became very ill with a high temperature. Initially, the local hospital treated him for malaria and later treated him for the fever following the dog bite. Adam died in hospital. What is the proximate cause of his death?

NO.33 For this question more than 1 option is correct. You must select all the correct options to gain the mark. Which special defences are available to the fort of libel?